Small Business Liability Insurance

BOP (small Business insurance)

Small Business Liability Insurance Ankeny/Des Moines

Small Business Liability Insurance is a contract between a business and an insurance company where the insurer will pay to repair, replace or recover the value of whatever the business has under coverage if it’s lost or damaged by a set number of causes.
Densmore Insurance Strategies, Inc. provides business insurance to in Bondurant, Ankeny, Altoona, West Des Moines, Johnston, Urbandale, Pleasant Hill, and surrounding areas.
Every company, big or small, needs some form of insurance. Yes, certain types may not be required or seem relevant to you, but one tiny mistake could leave your company in financial ruin. Are you willing to accept this risk because you didn’t want to budget a few hundred dollars for coverage?

Adverse outcomes that impact your company:

What Does Small Business Insurance Cover?

Since every business is unique so are the challenges they may face. It’s important to know what your business values the most and how it will benefit from its coverages.
Basic Business insurance coverage can include the following and more:

What Kind of Small Business Insurance Do I Need?

To find your optimal insurance combination, you’ll have to figure out what coverage makes sense and whether or not the benefits will outweigh the premium costs. To do this you, you’ll have to answer several questions and make a lot of decisions, but your patience and effort will be rewarded with peace of mind.

Company Size Is a Huge Factor

One of the biggest price and process factors for finding insurance depends on the size of your company. A small startup will face a much easier process than a big corporation with multiple locations.
Types of companies:

Not Sure If You’re Big Enough to Need Business Insurance?

Are you thinking to yourself, “Hmm, I’m not technically a business, so I probably don’t need insurance”? Well, think again, because any continuous activity with a profit motive is “technically” a business and could be held responsible for the same risks as a small business.

How Much Does Business Insurance Cost?

The cost of business insurance policies depends on the coverage and a number of other factors like size, location, and materials used. So, a small children’s book publisher might only pay $550 a year, whereas an underwater oil drilling company could pay $550,000 a year. Basically, the safer and smaller the company, the lower the premium can be, Densmore Insurance Strategies, Inc. is proud to offer insurance options to several industries. We understand that your business requires a very specific set of coverage options. We will work with you to come up with a protection plan that fits your needs Our goal at Densmore Insurance Strategies, Inc. is to provide insurance solutions that keep small to medium-sized businesses protected. That is why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.
The professional at Densmore Insurance Strategies, Inc. understands that you have several choices to purchase small business liability insurance in Ankeny and Des Moines Iowa. We review the impact & likelihood of your operational & strategic risks and offer recommendations that help maximize your success.
You can find our office in Bondurant, and our clients all around Central Iowa. As an independent insurance agency in Central Iowa, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.
We proudly serve the business members of the Ankeny, Des Moines, Altoona, Bondurant, Urbandale marketplace, and we’re committed to being an advocate for you and your business in times of need. We are licensed to serve Iowa, Illinois, Nebraska, Florida, Missouri, Arizona, Texas, and Tennessee.
Please continue to do your research on our website densmoreinsurance.com or https:/densmoreinsurance.com

CONTACT US

You deserve the best insurance coverage and we can provide it.
We know that you have a lot of choices when it comes to choosing an insurance company. That’s why we work hard to make sure that you always have the best possible coverage at the best possible price. We want you to be confident that your family is taken care of in case something happens. That’s why we offer a wide variety of insurance policies, so you can find the perfect one for your needs. And our team is always here to help – so don’t hesitate to call us if you have any questions.
Request a free quote today you can contact us at 515-967-3390.

WHY CHOOSE US?

Great Reputation

We have an excellent reputation in the insurance industry and are known for our high-quality products and services.

Emergency Services

We offer emergency services to our clients in the event of an accident or natural disaster. We are here to help you when you need us the most.

Competitive Rates

We offer competitive rates on our products and services. We work hard to get you the best possible rate on the coverage you need.

Dedicated Team

Our team is dedicated to providing our clients with the best possible service. We are here to answer any questions and help you find the right policy for your needs.