Work Comp Insurance and how affected by the CARES ACT

Safety Tip The NCCI has filed with their affiliated states a rule change that would exempt payments to furloughed workers due to the COVID-19 pandemic. These wages would be exempt from premium for workers compensation but would need to be reported to the NCCI by the carrier. NCCI made their filings last week and companies […]

Western National Insurance Group receives A.M. Best A+ Raring

A.M. Best Affirms Rating of “A+” (Superior) for Western National Insurance Group, Upgrades Affiliate Michigan Millers Mutual Insurance Company to “A” (Excellent) Rating July 9, 2020 (Minneapolis, Minn.) Western National Insurance Group today announced that A.M. Best Company has affirmed the Group’s “A+” (Superior) financial strength rating and upgraded affiliate Michigan Millers Mutual Insurance Company’s […]

6 Ways to Protect Yourself Against Auto Theft

6 Ways to Protect Yourself Against Auto Theft [Safety Tip] Even though Densmore Insurance Services Inc will be there to respond to your auto theft claim, having your vehicle (or your personal property inside) stolen is never fun. That’s why it’s important to remember a few simple theft prevention rules like these listed below: When purchasing auto […]

How to Reduce The Risk of a Cyber Attack

How to Reduce The Risk of a Cyber Attack In this blog post on “How to Reduce The Risk of a Cyber Attack” – a good starting point is specialist insurer Beazley’s “Steps to Protect Against Ransomware,” which applies to most types of cyber events. Beazley advises: Start with a risk assessment. Addressing risks starts with […]